BNF offers competitive prices for both public and employer’s liability and covers a vast array of trades, from plumbers to electricians and plasterers.


Public liability insurance will cover you if someone is accidentally injured by you or your business operation, or if damage is caused to the property; this type of insurance will only cover third party claims.

Public liability cover can provide your business with important protection particularly if all of the following are true:

• You deal with the public

• Clients are visiting your business premises

• Or you visit your clients’ premises

Employer’s liability allows the protection and welfare of employees in the workplace. If they were to suffer an accident or claim physical or mental illness brought on by work they may bring a claim against the employer for compensation. Employer’s Liability helps protects you as the employer against any claim of negligence.



With so many different companies offering this type of cover, and quotes available within a few minutes, give BNF a call or go online to get the best possible quote from the options available.