your specialist broker

bnf insurance

BNF Insurance Services have a wealth of knowledge on all aspects of insurance and risk-based situations, which we use to ensure that you have the protection which is necessary for your business. As a broker, we have access to insurance companies that do not sell directly to the public. This increases your available options on important policies, such as Commercial Combined Insurance, Intellectual Property Insurance, Professional Indemnity Insurance and for sectors like Retail & Shop. We will take the time to explain exactly what we are offering, so that you are sufficiently well informed and can make your decision. We work for you, not the insurance company and we will deal with your claim in the way that suits you best, be that in person, on the phone or by email. When you need to buy or review your insurances, We are here for you.
Since 1983 we have been providing insurance to businesses and people around the country and are proud of what we do. We are still a fully independent insurance broker that likes to treat every customer we have with the same level of care and integrity. We have kept at a boutique level of staff, so that you as a valued customer do not get passed around from one person to another.
Based at our seaside office in Clacton on Sea, we provide insurance for clients all over the UK. We love being small enough to know our clients, but big enough to be able to ensure that we can provide a great level of service and product. From Multinational Programmes for UK based companies to the individual with their home or car and EVERYTHING in-between, we have someone that can look after you. We like it that our customers can usually deal with the same person from beginning to completion with their policies. No long-automated telephone messages, no being pushed from pillar to post or office to office. Just good old personal service.
And as we are independent, we can search the insurance market to find you the best cover at fair pricing. In fact, some of the facilities we use cannot be found online or through the major multinational brokers.
That is what makes us special.
And when it comes to a claim, we are there to help you deal with your insurance company. So, you are never left fully alone when you take out your insurance through BNF Insurance Services.

Opening Hours

Monday – Friday: 9am – 5pm
Weekends: Closed


120 Old Road, Clacton On Sea
Essex, CO15 3AH

Call us

Freephone: 0808 178 3155
Clacton Office: 01255 444000

some of our specialist 

featured insurance

Main in shirt and tie drawing an aeroplane

intellectual property insurance

model in haute couture dress

fashion insurance

professional indemnity insurance

commercial combined insurance

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retail & shop insurance

Helpful information

featured posts

Is a broker more expensive?

Amanda Richards
17th Jun, 2022

Quite simply – No. As brokers, we have the advantage of being able to search through a much larger number of specialist insurers…

Professional Indemnity Insurance

Barry Burns
2nd June, 2022

Ten things you should know about Professional Indemnity Insurance: A guide to protecting…

the bnf insurance services team

your insurance heroes

We only use Insurance Companies that have strong financial reserves and a philosophy of paying claims when needed. So we can help you get your business and your life back to normal as quickly as possible. We work for you, not the insurance company.

Featured Client

fashion insurance

“We always choose BNF Insurance to source all our insurance because
Barry Burns is so delightful and always there when we need him…”


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